New Jersey Defensive Driving Course
Benefits of New Jersey Defensive Driving Course
Completing a New Jersey MVC-approved defensive driving course offers valuable benefits for eligible drivers. Whether you're aiming to reduce points on your license or qualify for an insurance discount, this course can help:
- Remove 2 Points from Your Driving Record: Successfully completing the course allows you to remove up to two points from your NJ driving record once every five years. This can help you avoid license suspension or other penalties.
- Get 5%–10% Insurance Discount: Most insurance companies offer a premium discount for completing a defensive driving course (typically around 5%–10% off your auto insurance for three years).
- Improve Your Driving Skills: The course helps refresh your knowledge of New Jersey traffic laws, defensive driving strategies, and safe-driving habits.
This course is a practical and effective way to protect your driving record, reduce insurance costs, and become a more confident, responsible driver on New Jersey roads.
How to Choose a State Approved Provider
The New Jersey Motor Vehicle Commission (MVC) maintains a list of approved defensive driving providers. Many of these are available online for maximum flexibility and convenience.
One recommended provider is I Drive Safely, which offers a state-approved, user-friendly online course trusted by thousands of NJ drivers.
What Is New Jersey Defensive Driving
New Jersey Defensive Driving is an educational course approved by the New Jersey Motor Vehicle Commission (MVC) that helps licensed drivers reduce points and lower insurance costs.
The course can be taken voluntarily to receive insurance discounts, or to remove up to two points from your record every five years if you've accumulated minor traffic violations.
Who Is Eligible
You may be eligible to take the New Jersey Defensive Driving Course if:
- You have a valid New Jersey driver's license
- You have accumulated points for minor moving violations
- You haven't completed a defensive driving course in the last 5 years for point reduction
Note: You can take the course once every 5 years for point reduction and once every 3 years for insurance discount purposes.
What You'll Learn
The course covers essential safety topics such as New Jersey traffic laws, defensive driving habits, safe vehicle handling, hazard awareness, and the dangers of distracted and impaired driving. Lessons are interactive and designed to help you become a more cautious, alert, and knowledgeable driver.
How It Works
- Enroll online anytime (no court or MVC permission is needed).
- Complete the course at your own pace, when it's convenient for you; log in and out as needed.
- Download or receive via mail your certificate from Defensive Driving course provider.
- Results are electronically reported to the DMV and the court.
- Submit certificate to your insurance company.
The course includes simple quizzes and a final exam that most students pass on their first attempt. Free retakes are usually included if needed.