New York Defensive Driving

The Best Defensive Driving Course of The Year

In 2024, the award goes to

Here is why:

  • 4 Points DMV Reduction
  • 10% Auto Insurance Discount for 3 Years
  • DMV Approved
  • Great Mobile Optimization
  • Certificate in 30 mins
  • Fun Video and Audio Content for Easy Play
  • Easy & Intuitive Quiz Questions
  • No Final Exam
  • Easy Identify Verification System
  • Responsive Customer Service
  • $5 OFF With Coupon Code: SMART5


About NY State Defensive Driving Course

Defensive Driving course in NY state is also known as The Point and Insurance Reduction Program (PIRP) or Motor Vehicle Accident Prevention Course. The online format of the course is known as I-PIRP: an acronym for the Internet Point & Insurance Reduction Program.

It is a very detailed course on driver safety that teaches techniques for safe and lawful driving. Many private companies and organizations around the state offer this course but to receive point and insurance reduction benefits the course provider must be New York State(NYS) DMV approved.

Course Benefits

Completing a DMV approved course will give you the following benefits:

  • Up to 4 points reduction from your DMV driving record
  • 10% base rate reduction of your auto and motorcycle insurance premiums for 3 years
  • Safe driving knowledge that can help you prevent a possible accident

How Often Can I Take the Defensive Driving Course?

Up to 4 points can be reduced from your DMV driving record only once in any 18-month period. It can help you not to lose your driver's license if you accrued 11 or more points on your driving record.

If you took a defensive driving course in the past but are not certain when you did it, you can request your driver's record using NYS DMV Records Navigator. You will have 5 days after you order your driving record to download it online. The NYS DMV processing fee for ordering your driving record is $7. If you don't have MyDMV account, you will need your most recent New York State driver's license, permit, or non-driver ID in order to create one.

A 10% base rate reduction discount on your auto and motorcycle insurance premiums can be done once every 36 months. To activate the Insurance Discount, you need to send a copy of your certificate of completion to your car insurance provider. Contact your insurance provider for more details on where to send your defensive driving certificate.

What is the Easiest Way to Complete this Course?

On Mobile Phone! This is the easiest way to finish the defensive driving course quickly for obvious reasons: it's always next to you. Turn the course on whenever you have a free minute. You have 30 days to finish it. Take the course in small sessions. Little by little, time goes very quickly.

Other course formats - an online class on a personal computer, a traditional classroom course, or an alternate delivery method - require a lot more effort to find free time.

Course Price

Course prices vary based on the provider and the features you choose. We highly recommend you to check out the Comedy Defensive Driving course. Use coupon code SMART5 during checkout to get $5 OFF from your order.